Core Financial Planning

Financial planning isn’t just about finding the answer that looks best on paper. Sometimes, the numbers point in one direction, but once you actually sit down and talk through the situation, you realize there’s more to the decision. A recent client meeting was a great reminder of that. When the Numbers Don’t Tell the Whole Story A few weeks ago, I met with a couple who had about $200,000 of debt. They came in wanting to discuss whether they should pay it off. Before the meeti

When most people think about a 529 plan, they think of one thing: college savings. You put money away, it grows tax-free, and someday it helps pay for education expenses. While that’s still true, a recent rule change has made 529 plans much more flexible. In fact, for some families, a 529 plan can now help fund not only a child’s education, but potentially their retirement as well. What Happens If the Money Isn’t Needed? When I talk to parents about 529 plans, one of the bigg

Summertime can be busy, but as we head into the second half of the year, now is the perfect time for a quick financial tune-up. A...

Have you ever wondered what would happen to your assets if something unexpected happened to you? Who would take care of your financial...