We are dedicated to continually earning your trust by helping you achieve all of life’s possibilities and providing products and services that protect you and your family. Just as important to us is the protection of your privacy and the safeguarding of the information that you voluntarily provide to us. As such, we want you to understand what information we collect and how we use it. The following policy serves as our standard for the collection, use and security of your personal information.

 

What Information We Collect

As part of our business, we obtain certain personal information about you in order to provide a financial product or service to you. This information includes information we receive from you on applications or other forms, information about your transactions with us, information provided by insurance-support organizations and information from your visits to our websites. For example, your personal information includes your medical history, financial information and identifying information such as your Social Security number and address. You have the right to access and request correction of recorded information. You may write or call us at (203) 272-9111 to make such a request.

 

What Information We Disclose

We do not disclose nonpublic personal information about our current or former customers to anyone, except as permitted by law. The limited circumstances under which we are permitted by law to disclose a customer’s personal information includes to the extent necessary to service or process an insurance product or service that you requested or authorized; with your consent or at your direction; to your legal representative; in response to a subpoena; to comply with federal, state or local laws and to protect against fraud. We are also permitted to disclose customer information to companies that perform services for us and with whom we have a non-disclosure agreement. For instance, we have service providers with whom we contract to mail customer statements and to store customer files. Information we obtain from a report prepared by an insurance-support organization may be retained and disclosed by that organization.

 

Our Security Procedures

We collect only relevant information about our customers. We safeguard the personal information of our current and former customers and disclose it only for legitimate business or legal reasons. We provide access to information about you to only those individuals who need to know that information to provide products or service to you, for example, underwriting, customer service and claims processing. All of our employees, agents, and contractors are trained to respect customer privacy and those who violate our privacy policy are subject to discipline. We maintain physical, electronic and procedural safeguards that comply with state and federal regulations to guard your personal information.